Insurance for lawn mowing businesses

You can get a $150 Virtual Visa Gift Card^{^} with a new business insurance policy

Use promo code BUSINESS

Offer ends 28 November 2025. Excludes Motor Trade Insurance. T&Cs apply. Policy must be held for a minimum of 30 days from making the first complete payment.

BUSINESS

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What is insurance for lawn mowing businesses?

Business Insurance can include various types of insurance coverage, which you can mix and match to the risks and liabilities associated with your lawn mowing and business activities.

Business Insurance can protect you and your business against claims for property damage or injury.

It may also cover reasonable costs for your legal defence and compensation.

What type of lawn mowing businesses can get insurance?

Lawn care businesses

If you offer general lawn care services to residential homes and commercial properties.

Lawn care contractors

If you’re contracted to provide lawn care services at residential homes and commercial properties.

Why might lawn mowing businesses consider getting Business Insurance?

Lawn mowing businesses might get Business Insurance to help protect them from incidents such as property damage and injury to others.

If you operate a lawn mowing business or are a contractor, NRMA Business Insurance can cover you and your business for Public Liability, with the option to also add cover for your work vehicles, tools and equipment.

What does lawn mowing insurance cover?

Here are some of the covers available when you get your Business Insurance. You can mix and match to create a policy with the covers you’re looking for.

Public liability

For compensation claims if your business accidentally causes an injury or property damage and you’re found to be liable for it².

Portable Property

Covers insured property like tools and devices while they’re away from your business premises, against specific events like theft from a locked vehicle².

Commercial motor

You can insure the vehicles or trailers used in your business, with different levels of cover available².

Property

Covers insured property like buildings, contents or stock, for damage from fire, flood, storms and other covered causes².

Personal accident and illness

This can provide you with a weekly benefit, if you can’t do your regular work due to a covered injury or illness².

Theft

Covers insured property like business contents and stock from loss or damage due to theft².

Tax investigation

For professional costs if investigated or audited by the ATO or a government revenue office about taxes payable by your business².

Employee dishonesty

Cover for loss of money or goods caused by employee fraud or dishonesty².

Money

Cover for specified business cash, for loss caused by theft or accidental damage².

Business interruption

Cover for certain loss (as detailed in your PDS), if your business is interrupted by specific types of damage².

Machinery

Cover for sudden and unforeseen breakdown of your specified business machinery².

Computer and electronic equipment

Cover for your office’s computer systems or electronic equipment, for sudden and unforeseen breakdown or damage from specified events like fire or storm².

Why choose NRMA Business Insurance?

We're flexible

Mix and match our policy cover options and pay your premium by the month at no extra cost

We mean business

Speak to our Australian-based consultants specialised in business insurance

Important documents

Product Disclosure Statement

Target Market Determination

Need your certificates or tax invoice?

There are 3 ways to get a copy of your Certificate of Currency, Certificate of Insurance or tax invoice:

Check your email to see if you received your policy documents on the date of purchase.
Log in to your account and read our step-by-step process on how to find your documents online.
If you don’t have an account, chat to us or call us on 132 818.

A Certificate of Currency is proof that you have an active policy.

A Certificate of Insurance shows what your policy covers, the amount covered and the period of cover.

FAQs

Insurance for lawn mowing businesses FAQs

If you provide a lawn mowing service, Public Liability Insurance can cover your business in the event of a liability claim.

We also offer cover options to help protect other areas of your business, such as cover for portable property (i.e. your tools and equipment that you take on the job with you) and commercial vehicle cover (for your work vehicles).

You can tailor your Business Insurance policy to suit your business’s specific needs.

When you get your Business Insurance, you can get Public Liability Insurance, as well as additional cover options to cover things like your portable tools, equipment, and vehicles.

It depends on a number of factors, including the level of cover you choose, the type of business you run and how many staff you have.

The quickest way to get an estimate of how much it costs is to get a quote.

Get a quote

Speak to us

Can’t find what you’re looking for? We’re here to help.

Talk to us over the phone or chat to us online.

You can also ask us to contact you about a Business Insurance quote.

Call 132 818

Chat to us

Learn more about business insurance

Insurance for handyman

Insurance for tradies

Professional Indemnity Insurance

Public Liability Insurance

Things you should know

^The Virtual Visa Gift Card Offer applies in conjunction with the purchase of a new NRMA Business Insurance, NRMA Professional Indemnity Insurance or NRMA Information and Communications Technology Liability Insurance policy taken out online, over the phone or at a branch between 12:00am AEDT 10 October 2025 and 11:59pm AEDT 28 November 2025. Promo code BUSINESS must be applied to be eligible for this Offer. Policy must be paid for by the policy due date, and cannot be cancelled within 30 days after making the first complete payment. A valid email address must be provided. Virtual Visa Gift Cards can be used in person, online and/or over the phone at retailers that accept the Virtual Visa Gift Card. Offer will not be applied to any renewal of your policy. See the full terms and conditions for the Gift Card Offer.

You can save up to 10% on the ‘base premium’ for the first year when you purchase an eligible new NRMA Business Insurance policy online. The base premium is the premium we have calculated but does not include any government or statutory charges. Any discounts only apply until you reach a minimum premium, so your discount might be limited by the minimum premium (in which case the discount applied may be significantly below the maximum advertised discount). If your base premium is $220 (the minimum base premium for NRMA Business Insurance) you will not receive a discount under this Business Insurance Online Offer. This offer is available on eligible products only, excludes Motor Trade Insurance, Professional Indemnity Insurance, Information and Communications Technology Liability Insurance. The offer may be withdrawn at any time and is subject to its full terms and conditions. When we calculate your premium on renewal, we may limit any increases or decreases in your renewal premium by considering factors like your previous year’s premium. Cover is subject to standard underwriting and policy terms.
Terms, conditions, limits and exclusions apply. See the relevant Product Disclosure Statement for further details.

Insurance for lawn mowing businesses

What is insurance for lawn mowing businesses?