What is lay-up cover for Caravan Insurance?

By adding lay-up cover as an option, you can reduce your premium (and the cover we provide) for an agreed time while you’re not using your holiday caravan.

For more information on lay-up cover, read the Product Disclosure Statement.

Yes. We cover anyone who has your permission to use your caravan and keeps to the terms of your policy. However, your excess may be affected. See the Premium, Excess and Discounts Guide for your Caravan policy

For more information on what's covered, what's not and terms and conditions, read the Product Disclosure Statement (PDS) on our policy booklets page.

Important note: If you're planning to rent out your caravan, you'll need to let us know beforehand.

We'll pay reasonable accommodation costs if your holiday caravan can't be used or lived in and you're more than 100km from your home (up to $1,000).

Or, if you have advised us you permanently live in your caravan, we can agree to cover temporary accommodation costs (up to $125 per day, up to $5,000) while your caravan is repaired or until your claim is settled (whichever comes first).

For more information, see our Product Disclosure Statements.

Important note for customers in NSW, Queensland, Tasmania and the ACT:

If your policy was

• First purchased before 21 April 2024 and not yet renewed
• Last renewed before 1 July 2024

your cover will be different. Call us on 132 132.

We pay up to $800 for reasonable emergency repair costs you need to make, so that your caravan is safe to use or tow. We'll also pay the cost for your caravan or trailer to be towed from the incident scene to a repairer or safe place.

For more information, see our Product Disclosure Statements.

Important note for customers in NSW, Queensland, Tasmania and the ACT:

If your policy was

• First purchased before 21 April 2024 and not yet renewed
• Last renewed before 1 July 2024

your cover will be different. Call us on 132 132.

We’ll cover your holiday or touring caravan during the lay up period if you’ve told us and we agree to the use. You’ll also need to pay any extra premium that applies.