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Laptop insurance

Whether you use your laptop for work, study or leisure, we can help you protect it. Discover how to get cover for your laptop at home or overseas with a Home Contents Insurance policy or Single Item Insurance.

Why choose NRMA Insurance for your laptop? 

Award-winning insurance

You’ll be choosing Australia’s most trusted insurance brand.1

Home Insurance options

Options to keep your laptop protected within Australia and overseas.

100 years of help

With a century of experience, we know how to protect the things you care about.

Understanding your laptop insurance options

While we don’t have a standalone laptop insurance product, there are options available to help you protect your computer.

Here’s how they work:

Cover at home only

Our Home Contents Insurance and Home Building and Contents Insurance policies help cover the things you keep inside of your home against insured events like theft, fire or storm damage.

With this policy, laptops can be covered for loss or damage that occurs at home.

For full details including limits, conditions and exclusions, read the Product Disclosure Statement (PDS).

Portable Contents cover (optional add on)

If you want your laptop covered while you’re at work, school, or your favourite cafe, you can enhance your home contents policy with cover for your Portable Electronic Devices. With this option, you’ll have protection while you’re out and about.

This option is available for both our Contents Plus and Contents Standard policies. The most we’ll pay for an individual item is $10,000.

Single Item Insurance

Another option available for you is Single Item Insurance. With this policy, you can be covered for an individual item, like your laptop, for the sum insured.

This policy is separate from any home or contents insurance policies you may already have with us, but like those policies, it can offer protection against listed events that occur within your home, including: theft, fire, flood and extreme weather events.

For extra cover outside the home, you can add on protection for theft and accidental damage within Australia.

For all the inclusions and exclusions relating to Single Item Insurance, see the Product Disclosure Statement (PDS).

Why add portable contents insurance for your laptop?

When you add portable contents to your Home Contents Insurance or Home Building and Contents Insurance your laptop could be protected outside the home for:

  • Accidental damage: if your laptop slips from your hands and the screen cracks.
  • Liquid damage: if a bottle leaks inside your bag and causes damage to your laptop.
  • Theft away from home: if someone steals your laptop from you while you’re out.

Home Contents Insurance or Home Building and Contents Insurance  does not cover you for:

Always check the Product Disclosure Statement for the full list of inclusions, limits and conditions.

FAQs

Insurance FAQs

Can I insure my laptop with its own policy?

Yes. Single Item Insurance provides cover for individual items such as a laptops for the sum insured.

Can I update my insurance policy if I get a new laptop?

Yes. You can update your policy to add a new laptop to your cover. 

Can I insure multiple laptops within my household?

Yes. Your Home Contents Insurance or Home Building and Contents Insurance can cover your family or household’s laptops and portable electronic devices while at home. For protection when you’re out and about, consider adding Portable Contents cover. 

What’s the difference between insurance for my laptop and a manufacturer’s warranty?

A warranty is a promise from a manufacturer that they’ll repair or replace a product if it develops a fault or defect within a particular timeframe.

Insurance exists to help protect you from unexpected loss or damage from accidents and events beyond your control. It may not cover you for mechanical or electronic failure.   

Can I be covered with laptop insurance within Australia and while travelling overseas?

Yes. If you’ve added Portable Contents cover to your policy, it can protect your laptop while you’re outside Australia, subject to the limits and conditions in your your Home Contents Insurance or Home Building and Contents Insurance policy. Contact us to chat about your options. 

Protect your belongings with NRMA Home Insurance

We offer cover for items in your home, even if you accidentally leave a window or door unlocked.

We can cover the cost to repair or rebuild if your home is damaged or destroyed by an incident we cover, up to the sum insured.

Plus, if your home is damaged by a covered incident and you can’t live in it anymore, we’ll help cover the costs of temporary accommodation for up to a year.

Want more premium cover? Choose Home Buildings Plus when you get a quote.

Protect your home inside and out with combined Buildings and Contents Insurance.

Your buildings and items will be covered for a range of incidents.

Things you should know

  1. NRMA Insurance was awarded the Roy Morgan Most Trusted General Insurance Brand in 2022, 2023, 2024 and 2025.

Single Item Insurance is issued by Insurance Australia Limited ABN 11 000 016 722 AFS Licence No. 227681 trading as NRMA Insurance. When making decisions about a product, always read the Product Disclosure Statement. The Product Disclosure Statement and Target Market Determinations are available from https://insurance4that.com.au/.