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Your business is unique. Your insurance should be too

Get free MYOB for 12 months with a new business insurance policy.^

Offer available between 24 August and 5 October 2026. Excludes Motor Trade Insurance and Farm Insurance policies. Terms and Conditions apply.

How does Expert Advice work?

You answer some questions online about your business, with help and guidance at every step

We recommend insurance cover for your business, at a level that’s best for your situation

Your insurance is ready to purchase right away, or you can customise it to suit your business needs

Quick and simple

You’ll get a personalised recommendation in as little as 10 minutes. You can buy your insurance right away or come back later – your recommendation and quote will be valid for 21 days

With industry-specific examples of how each product could be used, you’ll understand how your cover works in the real world.

Experience makes a difference

We’re one of the country’s oldest and largest general insurers, protecting Australians and the things they care about for 100 years.

This means you can be confident that our recommendations are backed up by knowledge and experience.

Let's get started

Answer a series of questions to help us understand your business, and we’ll create a recommendation tailored just for you.

Get started

Why choose NRMA Business Insurance?

We're flexible

Mix and match our policy cover options and pay your premium by the month at no extra cost

We mean business

Speak to our Australian-based consultants specialised in business insurance

We're here to help

Contact us by phone, web chat, at a branch or via our claims helpline

FAQs

Frequently Asked Questions

Expert Advice is available to small business owners who:

  • Operate as a hairdresser, barber, beautician, manicurist or spray tanner (not solariums)
  • Operate a business in the food and beverage industry, like a café, restaurant, takeaway shop or bakery
  • Have from one to 10 full-time staff (or equivalent)
  • Have an annual revenue of less than $2 million.

The sections in the NRMA Business Insurance product that we can provide cover on are:

  • General products and liability
  • Contents
  • Stock
  • Business interruption
  • Money
  • Theft
  • Glass
  • Portable stock
  • Portable contents.

Full details of these covers are in the Product Disclosure Statement (PDS).

The following insurance covers in the NRMA Business Insurance product aren’t available through Expert Advice. Some of these covers may be suitable for your business – please contact us if you want to add them to your policy.

  • Building
  • Burglary
  • Commercial motor vehicles
  • Personal accident and illness
  • Machinery
  • Computer and electronic equipment
  • Fraud or dishonesty
  • Taxation investigation
  • Domestic house and its contents.

Things you should know

^ Free 12 month base subscription of Solo by MYOB, MYOB Business Lite or MYOB Business Pro. This offer is available from 12am AEST on Monday 24 August 2026 until 11:59pm AEDT on Monday 5 October 2026. This offer is only available to NRMA Business Insurance customers who purchase or hold a new eligible Business Insurance policy. Farm Insurance and Motor Trade Insurance are excluded. To be eligible, the customer must be a new or returning MYOB customer. To access the offer, customers must sign up via the link provided by NRMA Insurance. NRMA Insurance may contact customers by email and/or SMS relating to the administration, redemption and fulfilment of this offer. After the 12 month subscription period ends, MYOB’s standard subscription fees will apply. Use of premium MYOB features may incur extra charges. This offer is not transferable and cannot be used in conjunction with MYOB’s 30 day free trial or any other MYOB offers. See full terms and conditions of the offer.

  1. Cover is subject to standard underwriting guidelines and policy terms.

  2. Terms, conditions, limits and exclusions apply. See the relevant Product Disclosure Statement for further details. The product information in this communication only applies to NRMA Insurance products in NSW, QLD, TAS, ACT, SA, WA, VIC and NT.