Business Insurance MYOB Offer – Terms and Conditions

These Business Insurance MYOB Offer Terms and Conditions outline the agreement between us and you and include terms that limit NRMA Insurance's liability for certain types of loss or damage and permit NRMA Insurance to disclose your personal information to third parties (including MYOB and its service providers) in accordance with the NRMA Insurance Privacy Policy. You will need to accept these Terms and Conditions to continue to participate in this Offer.

This Offer is available to:

a. New and Returning MYOB Customers (see definition below) in NSW, ACT, QLD, SA, NT, TAS & WA who either

i. take out a new Eligible Policy (see definition below) during the Offer Period or

ii. hold an existing Eligible Policy (see definition below) during the Offer Period;

b. provide a valid email address in connection with their purchase of an Eligible Policy and consent to marketing; and

c. redeem the Offer using the unique link and instructions provided by NRMA Insurance.

(Eligible Customers).

The Offer is available from 12am AEST on 24 August 2026 until 11:59pm AEDT on 5 October 2026 (the Offer Period).

A free twelve (12) month base subscription (Free Subscription Period) to one of the following MYOB products:

• Solo by MYOB
• MYOB Business Lite
• MYOB Business Pro

(each a "MYOB Subscription").

Use of Premium Features (like Payroll, Premium Inventory, Tap to Pay, or Online Invoice Payments) may attract additional fees or charges, and be subject to additional terms and conditions. For example, these additional fees and charges and terms and conditions apply to the use of Online Payments.

Eligible Customers will receive an email from NRMA Insurance containing a unique link to access the MYOB Offer landing page and instructions on how to redeem the Offer. An Eligible Customer can accept the Offer during the Offer Period by accessing the MYOB Offer landing page via the link provided and following the instructions on the MYOB Offer landing page.

Eligible Customers will have until 11:59pm AEDT on 31 December 2026 to redeem the Offer (Redemption Period).

At the end of the Free Subscription Period, the cost of the base subscription for the Eligible MYOB Product will automatically revert to the then-current standard full price advertised on our website.

Your Eligible MYOB Product subscription will auto-renew for further 12 months periods and you will be charged using the nominated direct debit method linked to your account, unless you cancel in accordance with our MYOB Business product terms of use or Solo by MYOB product terms of use.

a. Limit of one (1) MYOB Subscription redemption per Eligible Policy and per Eligible Customer.

b. This Offer only applies to a base subscription for an Eligible MYOB Product. Additional fees and charges and terms and conditions apply for use of Premium Features (like Tap to Pay, Online Payments, Payroll or Premium Inventory).

c. Applications for Tap to Pay are subject to approval. Fees apply: $0.30 per transaction + 1.6% of the total invoice. Fees are inclusive of GST. View terms and conditions here.

d. This Offer is not transferable, exchangeable, redeemable for cash or available in conjunction with any other offer. For example, it cannot be used in conjunction with a ‘30-day-free period’.

e. This Offer, and any use of the Eligible MYOB Product, remains subject to the MYOB Business product terms of use and Solo by MYOB product terms of use.

7. By participating in the Offer, Eligible Customers agree to receive communications from NRMA Insurance, MYOB or their agents relating to the administration, redemption and fulfilment of the Offer. NRMA Insurance may contact customers by email and/or SMS relating to the administration, redemption and fulfilment of this offer.

8. We may vary or discontinue the Offer with or without notice at any time subject to applicable laws.
   
   We will still honour the Offer if it has been accepted by an Eligible Customer prior to the Offer being discontinued.
   
   Eligible Customers who have already redeemed the Offer will not be entitled to any additional compensation if the Offer is subsequently varied or substituted.

9. The Offer does not replace or limit the statutory rights an Eligible Customer has, including any rights they have under applicable consumer laws.

10. MYOB and NRMA Insurance reserve the right to disqualify any person who seeks to gain an unfair advantage, manipulate the Offer or otherwise breaches these Offer Terms and Conditions.

11. Any issues regarding the operation, availability or use of MYOB products and services should be addressed directly with MYOB.

12. MYOB and NRMA Insurance value your privacy. We may collect and use information about you and for the purpose of administering, validating, communicating and fulfilling this Offer. By participating in the Offer, Eligible Customers consent to the collection, use and disclosure of their personal information by NRMA Insurance in accordance with the NRMA Insurance Privacy Policy and by MYOB in accordance with MYOB's Privacy Policy. If personal information is not provided, participation in the Offer may not be possible. Please view MYOB’s Privacy Policy and Privacy collection notice for more information about how we collect, use and disclose personal information.

13. Whether NRMA Insurance issues a policy, and on what terms, remains subject to NRMA Insurance's normal underwriting criteria and practices. NRMA Business Insurance is issued by Insurance Australia Limited ABN 11 000 016 722 trading as NRMA Insurance. To determine whether a product is right for you, consider the Product Disclosure Statements and Target Market Determinations available from www.nrma.com.au.

14. Limitation of liability:

a. To the extent permitted by law, NRMA Insurance makes no representation or warranty regarding the quality, suitability, availability or performance of MYOB products or services.

b. Except for any liability that cannot be excluded by law, NRMA Insurance's liability arising out of or in connection with this Offer is limited to the minimum extent permitted by law.

c. To the extent permitted by law, NRMA Insurance excludes all liability, including for negligence, for any indirect, consequential, incidental or special loss or damage arising from participation in the Offer or use of MYOB products or services.

d. NRMA Insurance is not responsible for any tax liability incurred by an Eligible Customer as a result of participating in this Offer.

e. Nothing in these Offer Terms and Conditions restricts, excludes or modifies any statutory consumer rights under applicable law, including the Competition and Consumer Act 2010 (Cth) and the Australian Securities and Investments Commission Act 2001 (Cth).

15. If any provision of these Offer Terms and Conditions is found to be invalid or unenforceable, the remaining provisions will continue in full force and effect.

16. These terms and conditions are governed by the laws in force in the state of Victoria, Australia.