You should make a claim as soon as possible, but if you’re unsure get in touch with us.
Most claims can be made at any time, but sometimes you’ll need our approval before incurring certain costs, such as towing, or repairing or replacing damaged property.
In NSW, QLD, ACT or TAS, you can make home and most car claims online by logging in to your account.
If you have a Veteran, Vintage and Classic Car policy, any other type of insurance, or would just prefer to speak with us, call on 131 123 and we'll make your claim for you over the phone, 24 hours a day, 7 days a week.
In SA, WA and the NT you can make a car or home claim online (except for Classic Car policies) by logging in to your account.
For all other types of insurance, or if you’d prefer to speak with us, you can call our 24/7 claims line on 131 123.
It's easy to make most claims online or by using the NRMA Insurance mobile app. However, if you'd prefer to call 131 123, we're available 24/7.
See moreSometimes damage ends up costing less than paying the excess. You can have your vehicle assessed before you decide if you want to go ahead with the claim.
We can help you find a repairer most convenient to you to assess the damage. If you don’t want to continue, you can always withdraw the claim without having to pay any excess.
You can start a claim by calling us on 131 123 anytime, 24/7.
See moreThe best way to see how to make a claim is to visit nrma.com.au/claims, select your type of policy and follow the steps. You can also call us on 131 123 – we're available 24/7.
See moreIf your car’s been stolen, or someone has tried to steal or damage it, you should report the incident to the police before starting your claim.
The police will give you an incident report number, which you’ll need to make your claim.
After you’ve reported the incident, the quickest way to start your claim is by opening the NRMA Insurance app or logging into your account. If you need help with your claim, you can call 131 123.
If you have a Classic Car policy, call 131 123.
Don't have the app?
If you don’t have the app, you can:
See moreWhen you make a claim, we may ask you to provide documents that help us assess and settle your claim. Documents can also be used to help us identify correct replacements for you.
Some examples of the types of documents are receipts, valuation certificates, credit card or bank statements, photos or an emergency services report.
See moreYou can check the progress of a car or home claim by logging into your account.
For all other claims, call us on 131 123 (available 24/7).
See more