NRMA Comprehensive Motorcycle Insurance provides you with cover for your motorcycle against accidental damage, collision or crash, earthquake, explosion, fire, flood, storm, theft or attempted theft, tsunami, vandalism or a malicious act.

What's more, our Comprehensive Insurance covers any licensed rider who rides your motorcycle, even if they're not listed on your policy1.

What's covered?

  • Collision or crash
  • Accidental damage
  • Theft or attempted theft
  • Vandalism or a malicious act
  • Storm
  • Fire
  • Flood
  • Earthquake
  • Emergency repairs (up to $800)
  • Hire car after theft or attempted theft up to $75 a day up to 21 days
  • New for new replacement on bikes written off in their first 2 years
  • Liability cover (up to $20 million)
  • Tools of trade up to $1,500 (business use vehicles)
  • Explosion
  • Tsunami

For full cover details please read the Product Disclosure Statement and Policy Booklet.

Important documents

Download the Product Disclosure Statement (PDS) and policy booklet

Download the Target Market Determination (TMD)

Download the Premium Excess and Discounts Guide (PED)

Things you should know

1 Additional excess applies to riders under 25 or with less than 2 years riding experience. Cover is subject to standard underwriting guidelines and policy terms.

2 On agreed value policies, cover is limited to the agreed value. Motorcycles/scooters must be roadworthy and registrable.

3 Any applicable discounts may be subject to minimum premiums. Discounts only apply until a minimum premium is reached. When we determine your premium on renewal, we may also limit any increases or decreases in your premium by considering factors such as your previous year’s premium amount. You may not save more with more eligible policies and by staying with us longer if a minimum premium is reached, or we have limited increases or decreases in your premium.

Why choose NRMA Insurance?

  • We cover any licensed rider who rides your motorcycle1
  • Automatic cover for modifications, options and accessories2
  • With the Loyalty Discount, the more eligible policies you have and the longer you stay with us, see how much you could save3
  • Lifetime guarantee for the workmanship of all authorised repairs, for as long as you own the motorcycle
  • 24/7 Helpline assistance
  • Experience – we've been insuring Australians for over 90 years
  • No Claim Bonus – you could get a No Claim Bonus up to 60% on your new policy3