Comprehensive Motorcycle Insurance

NRMA Comprehensive Motorcycle Insurance provides you with cover for your motorcycle against accidental damage, collision or crash, earthquake, explosion, fire, flood, storm, theft or attempted theft, tsunami, vandalism or a malicious act.

What's more, our Comprehensive Insurance covers any licensed rider who rides your motorcycle, even if they're not listed on your policy.*

What's covered?

For full cover details please read the Product Disclosure Statement and Policy Booklet

  • Collision or crash
  • Accidental damage
  • Theft or attempted theft
  • Vandalism or a malicious act
  • Storm
  • Fire
  • Flood
  • Earthquake
  • Emergency repairs (up to $800)
  • Hire car after theft or attempted theft up to $75 a day up to 21 days
  • New for new replacement on bikes written off in their first 2 years
  • Liability cover (up to $20 million)
  • Tools of trade up to $1,500 (business use vehicles)
  • Explosion
  • Tsunami

Important documents

Download the Product Disclosure Statement (PDS) and policy booklet

Download the Premium Excess and Discounts Guide (PED)

*Additional excess applies to riders under 25 or with less than 2 years riding experience. Cover is subject to standard underwriting guidelines and policy terms.

**On agreed value policies, cover is limited to the agreed value. Motorcycles/scooters must be roadworthy and registrable.

Get a quote

Make a claim

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Why choose NRMA Insurance?

  • We cover any licensed rider who rides your motorcycle*
  • Automatic cover for modifications, options and accessories**
  • With the Loyalty Discount, the more eligible policies you have and the longer you stay with us, the more you can save
  • Lifetime guarantee for the workmanship of all authorised repairs, for as long as you own the motorcycle
  • 24/7 Helpline assistance
  • Experience – we've been insuring Australians for over 90 years
  • No Claim Bonus - receive up to 65% No Claim Bonus if you have a good claims history

NSW Emergency Services Levy (ESL)

The NSW Government announced it's delaying changes to the ESL. With changes now on hold, we've reintroduced ESL on insurance policies.

Learn more

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