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Online discount

Save up to 10% when you buy an eligible policy online.

How it works

It's simple. Get a quote and take out an eligible NRMA Insurance policy online, and we'll automatically apply the discount. For all eligible insurance, you'll save up to 10% on your first year's premium1.

The online discount will not apply where you get a quote or take out a policy via a different channel (e.g. over the phone) and then make payment for that policy online.

These policies qualify for an online discount

  • Comprehensive Car
  • Home Buildings
  • Home Contents
  • Home Buildings and Contents
  • Third Party Property Damage
  • Third Party Fire and Theft
  • Landlord
  • Residential Strata
  • Comprehensive Motorcycle
  • Motorcycle Third Party Property Damage
  • Caravan
  • Trailer
  • Boat

The online discount only applies to your first year's premium. To obtain the discount, you need to get a quote online and take out the policy online.

Note: NRMA Business Insurance policies may be eligible for a separate online discount – visit www.nrma.com.au/business-insurance-online-offer-terms-and-conditions for details.

These policies don’t qualify for an online discount

  • Holiday Rental 
  • Single Item 
  • Compulsory Third Party (CTP)
  • Classic Car 
  • Classic Motorcycle 
  • Motorhome
  • Professional Indemnity 
  • Farm 
  • Motor Trades 
  • Domestic Travel 
  • International Travel

Car and home insurance policies – how the online discount works

Car and home insurance policies will only qualify for the online discount if you agree to receive your policy documents and bills via email.

This applies for these policies:
 

  • Comprehensive Car
  • Home Buildings
  • Home Contents
  • Home Buildings and Contents
  • Third Party Property Damage
  • Third Party Fire and Theft

Things you should know

  1.  Any applicable discounts may be subject to minimum premiums. Discounts only apply until a minimum premium is reached. When we determine your premium on renewal, we may also limit any increases or decreases in your premium by considering factors such as your previous year's premium amount.