Our Third Party Property Damage Motorcycle Insurance covers you for damage you may cause to someone else’s property in an accident. It also covers damage to your motorcycle up to $5,000 caused by an uninsured at-fault driver.

What's included?

  • Cover for any licensed rider who rides your motorcycle1
  • Damage to your motorcycle caused by an at-fault uninsured driver (up to $5,000)
  • Liability cover for the damage you may cause to someone else's property (up to $20 million)
  • Lifetime guarantee for authorised repairs (as long as you own the motorcycle)

For full cover details including limits, conditions and exclusions, read the Product Disclosure Statement.

What's the difference between a CTP Insurance and Third Party Property Damage Insurance?

CTP Insurance is compulsory and covers you for injuries you cause to another person in an accident (people cover). This NRMA Insurance policy is not a CTP Insurance policy.

Third Party Property Damage covers you for damage you cause to someone else's vehicle or property in an accident (property cover).

Important documents

Download the Product Disclosure Statement (PDS) and policy booklet

Download the Target Market Determination (TMD)

Download the Premium Excess and Discounts Guide (PED)

 Loyalty discount

If you have other eligible policies with us, you could save2.

 How do I claim?

You can make a claim 24/7 by calling us on 131 123.

 Have another two-wheeler?

We have cover for many kinds of motorbikes and scooters.

Things you should know

1 Additional excess applies to riders under 25 or with less than 2 years riding experience. Cover is subject to standard underwriting guidelines and policy terms.

2 Any applicable discounts may be subject to minimum premiums. Discounts only apply until a minimum premium is reached. When we determine your premium on renewal, we may also limit any increases or decreases in your premium by considering factors such as your previous year’s premium amount. You may not save more with more eligible policies and by staying with us longer if a minimum premium is reached, or we have limited increases or decreases in your premium.