Comprehensive Plus Car Insurance
Our highest level of car insurance
NRMA Comprehensive Plus Car Insurance gives you all the protection of our Comprehensive Car Insurance product with additional benefits such as excess-free windscreen, sunroof and glass cover.
What's more, with NRMA Comprehensive Plus, you're never without a car. That's because we offer you the convenience of car hire up to $95 per day until your vehicle is repaired after an incident or your claim is settled.
Do you drive for a ridesharing service like UberX?
We're making ridesharing insurance easy by including it in our car insurance products.
- Simply get a quote and when asked if you use your vehicle for business purposes, select ridesharing
- Existing customers, please call us on 132 132 so we can update your policy
What's covered?
- Collision or crash
- Accidental damage
- Theft or attempted theft
- Vandalism or a malicious act
- Vehicle pick and return
- Storm
- Fire
- Flood
- Earthquake
- Explosion
- Tsunami
- Automatic cover for modifications, options and accessories
- Windscreen, sunroof and glass replacement
- Emergency repairs up to $800
- Car hire up to $95 per day until your car is repaired or your claim is settled
- Hire car excess and bonds up to $3,000
- New for old replacement if your car is written off in its first 2 years
- Taxi fares up to $250 to get you home from an accident or to and from your repairer
- Damage to someone else's car or property up to $20 million
- Tools of trade up to $1,500 (business use vehicles)
- Towing
Important documents
Download the Product Disclosure Statement (PDS) and policy booklet
Download the Premium Excess and Discount Guide (PED)
*Additional excess applies to drivers under 25 or with less than 2 years' driving experience. Cover is subject to standard underwriting guidelines and policy terms. Cover applies to Motor Insurance policies, excludes CTP, commercial policies and specialty products.
**On agreed value policies, cover is limited to the agreed value. Cars must be roadworthy and registrable.
Why choose NRMA Insurance?
- You're never without a car
- We cover anyone who drives your car*
- Car hire up to $95 per day until your car is repaired or your claim is settled
- Taxi fares up to $250 to get you home from an accident or to and from your repairer
- Automatic cover for modifications, options and accessories**
- With the Loyalty Discount, the more eligible policies you have and the longer you stay with us, the more you can save.
- Lifetime guarantee on repairs we authorise
- Flexible excess levels to help reduce your premium
- 24/7 Helpline assistance
- Experience – we've been insuring Australians for over 90 years
- No Claim Bonus - receive up to 65% No Claim Bonus if you have a good claims history
Teaching your teen to drive
Great road trips for driver experience
Help get your teen driver’s hours up and enjoy the ride! Learn more on The Hub
CAR COMPREHENSIVE COLLISION CLAIM NRMA is rated
out of
5 by
5443.
Rated 5 out of
5
by
Scotty from
Very prompt service and good manners
Repairs carried out as quick as possible! Happy with outcome
Date published: 2016-03-08
Rated 5 out of
5
by
Sara W from
A VERY STRESS-FREE EXPERIENCE
Everything was handled for us by NRMA and the smash repairer. What could have been a traumatic experience, was all taken care of and completely stress-free. Having a hire care made a big difference too.
Date published: 2016-11-04
Rated 5 out of
5
by
Jackie66 from
Great Service
My car windscreen got chipped by a stone thrown up by the truck in front of me. I rang the NRMA when I got home, they immediately contacted a windscreen repairer who rang back soon after. There were no costs or hassles for me, and I didn't lose my no claim bonus. Thank you
Date published: 2016-10-14
Rated 5 out of
5
by
R Vee from
very caring and responsive. work done well.
Great customer service. Work was completed on time with minimum fuss. No regrets at all in paying NRMA its premiums. We only have 5 insurance policies with them.
Date published: 2016-11-01
Rated 5 out of
5
by
beni from
Can't fault the service
The repairs were carried out as advised and on time
Date published: 2016-10-10
Rated 5 out of
5
by
Anh Hung from
Excellent Service!
Communication was friendly and repair was done promptly.
Date published: 2016-05-17
Rated 5 out of
5
by
Arts One from
Vandalism Outcome
My Audi A6 Quatro with the 3 litre turbo diesel engine was my retirement gift to myself and my pride and joy. I drove into a service station which I had used several times previously and filled up. I was not aware that someone had switched the pump handles over and the one clearly marked diesel was actually E10 petrol. I drove from the Central Coast to Sydney where the car would not restart. NRMA transported the car to a mechanical workshop recommended by them and the next day catastrophic damage was reported to me. I was advised that most insurance companies will classify this type of damage as the result of neglect by the driver and will not cover repair. I was in acute shock when I rang NRMA and explained. From that point on the whole experience was one of absolute professional care and efficiency. My explanation was accepted, the car was assessed and the workshop given the go ahead to examine the damage. The assessor determined that the workshop was well equipped to deal with an Audi and kept regular very professional contact with the mechanics. It was decided that the car could be repaired, albeit at great cost, and this was done. I paid my excess and now have my beloved Audi back and am just so, so, thankful that I have had all of my insurances with NRMA since 1977.
Date published: 2016-10-18
Rated 5 out of
5
by
Lake Macquarie from
Excellent Service
I was amazed at just how easy the whole process was and was kept informed along the way as to the process of my claim
Date published: 2016-10-11