Comprehensive Plus Car Insurance

Our highest level of car insurance

NRMA Comprehensive Plus Car Insurance gives you all the protection of our Comprehensive Car Insurance product with additional benefits such as excess-free windscreen, sunroof and glass cover.

What's more, with NRMA Comprehensive Plus, you're never without a car. That's because we offer you the convenience of car hire up to $95 per day until your vehicle is repaired after an incident or your claim is settled.

Do you drive for a ridesharing service like UberX?

We're making ridesharing insurance easy by including it in our car insurance products.

  • Simply get a quote and when asked if you use your vehicle for business purposes, select ridesharing
  • Existing customers, please call us on 132 132 so we can update your policy

What's covered?

  • Collision or crash
  • Accidental damage
  • Theft or attempted theft
  • Vandalism or a malicious act
  • Vehicle pick and return
  • Storm
  • Fire
  • Flood
  • Earthquake
  • Explosion
  • Tsunami
  • Automatic cover for modifications, options and accessories
  • Windscreen, sunroof and glass replacement
  • Emergency repairs up to $800
  • Car hire up to $95 per day until your car is repaired or your claim is settled
  • Hire car excess and bonds up to $3,000
  • New for old replacement if your car is written off in its first 2 years
  • Taxi fares up to $250 to get you home from an accident or to and from your repairer
  • Damage to someone else's car or property up to $20 million
  • Tools of trade up to $1,500 (business use vehicles)
  • Towing

Important documents

Download the Product Disclosure Statement (PDS) and policy booklet

Download the Premium Excess and Discount Guide (PED)

*Additional excess applies to drivers under 25 or with less than 2 years' driving experience. Cover is subject to standard underwriting guidelines and policy terms. Cover applies to Motor Insurance policies, excludes CTP, commercial policies and specialty products.

**On agreed value policies, cover is limited to the agreed value. Cars must be roadworthy and registrable.

Get a quote

Make a claim

Retrieve a quote

Why choose NRMA Insurance?

  • You're never without a car
  • We cover anyone who drives your car*
  • Car hire up to $95 per day until your car is repaired or your claim is settled
  • Taxi fares up to $250 to get you home from an accident or to and from your repairer
  • Automatic cover for modifications, options and accessories**     
  • With the Loyalty Discount, the more eligible policies you have and the longer you stay with us, the more you can save.
  • Lifetime guarantee on repairs we authorise
  • Flexible excess levels to help reduce your premium
  • 24/7 Helpline assistance
  • Experience – we've been insuring Australians for over 90 years
  • No Claim Bonus - receive up to 65% No Claim Bonus if you have a good claims history

 Frequently Asked Questions

Teaching your teen to drive

Teaching your teen to drive

Great road trips for driver experience
	Help get your teen driver’s hours up and enjoy the ride! Learn more on The Hub

Great road trips for driver experience
Help get your teen driver’s hours up and enjoy the ride! Learn more on The Hub

Help your learner driver prepare for and pass their driving test
	Tips from an expert. Find out more on The Hub

Help your learner driver prepare for and pass their driving test
Tips from an expert. Find out more on The Hub

CAR COMPREHENSIVE COLLISION CLAIM NRMA is rated 4.3 out of 5 by 1196.
Rated 5 out of 5 by from Glad I'm with NRMA! My calls were answered promptly. The operators who took my calls were all easy to understand, informative and more than happy to help. Every dealing that I had with NRMA were both pleasant and professional - they really put my mind at ease. I highly recommend their services.
Date published: 2016-03-28
Rated 5 out of 5 by from car repairs suggested a preferred smash repairer close by. they were excellent. Once claim was processed, all taxis, hire car and paperwork was taken care of.
Date published: 2016-07-11
Rated 5 out of 5 by from Excellent Sevice !!! My comprehensive insurance claim was processed smoothly and quickly !
Date published: 2016-06-21
Rated 5 out of 5 by from accident claim Friendly and efficient service as always. That is why I stick to NRMA
Date published: 2016-05-11
Rated 5 out of 5 by from claim settled promptly. Helpful and eficient staff.
Date published: 2016-02-27
Rated 1 out of 5 by from unhappy I was very happy with all the staff at nrma they were great. I was extremly un impressed with express repairs at weathril park. They were always rude never attentive. I picked up my car i had nearly a full tank of petrol when i got it bak i only had a quarter which is disgusting. I had cds thrown through the car i had them out of the way. I also had stuff in my boot which i didnt relaise i had to take out. This stuff was thrown all through the car. My visor was broken when i got it bak also the repairs on the side where the blackplastic runs keeps popping out this was the part they fixed. I think this was absolutely disgusting.
Date published: 2015-10-26
Rated 1 out of 5 by from NEVER AGAIN! Repairers in which my car was sent to was HORRIBLE. Small dent to the back of the car which was fixed in 3 days. When I went to pick up my car, the repairers scratched the front of my car in the process (scratch approx 10cm long). They were to fix it the following day so off i go home in a taxi. When I go the pick up the car AGAIN, there is an issue with the reversing sensors. They got really defensive, saying they didn't touch it... (my sensors were fine before my car got dropped off to you!). My boot handle was also missing, because they replaced the back part of the car, but chucked the handle away. Another 2 day wait for them to order and put it in. What a waste of my TIME!!!
Date published: 2015-10-08
Rated 5 out of 5 by from Excellent service and help. Evelyn, who took my claim, was wonderful and very helpful. Very easy to make a claim and everything was taken care of by NRMA, which I greatly appreciated.
Date published: 2016-08-31
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