Comprehensive Plus Car Insurance

Our highest level of car insurance

NRMA Comprehensive Plus Car Insurance gives you all the protection of our Comprehensive Car Insurance product with additional benefits such as excess-free windscreen, sunroof and glass cover.

What's more, with NRMA Comprehensive Plus, you're never without a car. That's because we offer you the convenience of car hire up to $95 per day until your vehicle is repaired after an incident or your claim is settled.

Do you drive for a ridesharing service like UberX?

We're making ridesharing insurance easy by including it in our car insurance products.

  • Simply get a quote and when asked if you use your vehicle for business purposes, select ridesharing
  • Existing customers, please call us on 132 132 so we can update your policy

What's covered?

  • Collision or crash
  • Accidental damage
  • Theft or attempted theft
  • Vandalism or a malicious act
  • Vehicle pick and return
  • Storm
  • Fire
  • Flood
  • Earthquake
  • Explosion
  • Tsunami
  • Automatic cover for modifications, options and accessories
  • Windscreen, sunroof and glass replacement
  • Emergency repairs up to $800
  • Car hire up to $95 per day until your car is repaired or your claim is settled
  • Hire car excess and bonds up to $3,000
  • New for old replacement if your car is written off in its first 2 years
  • Taxi fares up to $250 to get you home from an accident or to and from your repairer
  • Damage to someone else's car or property up to $20 million
  • Tools of trade up to $1,500 (business use vehicles)
  • Towing

Important documents

Download the Product Disclosure Statement (PDS) and policy booklet

Download the Premium Excess and Discount Guide (PED)

*Additional excess applies to drivers under 25 or with less than 2 years' driving experience. Cover is subject to standard underwriting guidelines and policy terms. Cover applies to Motor Insurance policies, excludes CTP, commercial policies and specialty products.

**On agreed value policies, cover is limited to the agreed value. Cars must be roadworthy and registrable.

Get a quote

Make a claim

Retrieve a quote

Why choose NRMA Insurance?

  • You're never without a car
  • We cover anyone who drives your car*
  • Car hire up to $95 per day until your car is repaired or your claim is settled
  • Taxi fares up to $250 to get you home from an accident or to and from your repairer
  • Automatic cover for modifications, options and accessories**     
  • With the Loyalty Discount, the more eligible policies you have and the longer you stay with us, the more you can save.
  • Lifetime guarantee on repairs we authorise
  • Flexible excess levels to help reduce your premium
  • 24/7 Helpline assistance
  • Experience – we've been insuring Australians for over 90 years
  • No Claim Bonus - receive up to 65% No Claim Bonus if you have a good claims history

 Frequently Asked Questions

Teaching your teen to drive

Teaching your teen to drive

Great road trips for driver experience, learn more on The Hub

Great road trips for driver experience
Help get your teen driver’s hours up and enjoy the ride! Learn more on The Hub

Help your learner driver prepare for and pass their driving test, learn more on The Hub

Help your learner driver prepare for and pass their driving test
Tips from an expert. Find out more on The Hub

CAR COMPREHENSIVE COLLISION CLAIM NRMA is rated 4.3 out of 5 by 4737.
Rated 5 out of 5 by from Comforting and reasuring. Car was written off but the whole process was made so much easier by all those that organised taxi and tow truck and every step in the process. Extensive conversations with several people and all very caring and comforting.
Date published: 2016-04-04
Rated 5 out of 5 by from Very prompt service and good manners Repairs carried out as quick as possible! Happy with outcome
Date published: 2016-03-08
Rated 5 out of 5 by from A VERY STRESS-FREE EXPERIENCE Everything was handled for us by NRMA and the smash repairer. What could have been a traumatic experience, was all taken care of and completely stress-free. Having a hire care made a big difference too.
Date published: 2016-11-04
Rated 5 out of 5 by from Great Service My car windscreen got chipped by a stone thrown up by the truck in front of me. I rang the NRMA when I got home, they immediately contacted a windscreen repairer who rang back soon after. There were no costs or hassles for me, and I didn't lose my no claim bonus. Thank you
Date published: 2016-10-14
Rated 5 out of 5 by from very caring and responsive. work done well. Great customer service. Work was completed on time with minimum fuss. No regrets at all in paying NRMA its premiums. We only have 5 insurance policies with them.
Date published: 2016-11-01
Rated 5 out of 5 by from Fantastic and helpful lady on the phone centre Yes quick approval and repaired promptly at our preferred repairer
Date published: 2016-06-20
Rated 5 out of 5 by from Excellent Service! Communication was friendly and repair was done promptly.
Date published: 2016-05-17
Rated 5 out of 5 by from EXCEPTIONAL SERVICE MY WINDSCREEN WAS CHANGED WITHOUT ANY HICKUPS & CO-ORDINADED WELL BETWEEN OTHER SERVICES WORKING ON MY CAR AT SAME TIME -NO FUSS -NO WORRIES A JOB WELL DONE
Date published: 2016-05-01
  • y_2017, m_7, d_25, h_10
  • bvseo_bulk, prod_bvrr, vn_bulk_1.0.0-hotfix-1
  • cp_1, bvpage1
  • co_hasreviews, tv_1347, tr_3390
  • loc_en_AU, sid_NRMA_CLAIM_CRCP_COLL, prod, sort_[SortEntry(order=HELPFULNESS, direction=DESCENDING), SortEntry(order=POSITIVE_FEEDBACK, direction=DESCENDING), SortEntry(order=SUBMISSION_TIME, direction=DESCENDING)]
  • clientName_nrma
  • bvseo_sdk, p_sdk, 3.1.0
  • CLOUD, getContent, 6ms
  • REVIEWS, PRODUCT