Veteran, Vintage and Classic Car Insurance
Total protection for your pride and joy
Veteran, Vintage and Classic Car Insurance
Which cars are covered?
Veteran, vintage and classic cars have special definitions.
A veteran car was made before 1919.
Vintage cars were made between 1919 and 1930.
Classic cars are at least 15 years old (and need to be recognised by us to be covered).
We can cover cars used for wedding hire, special occasions, hobbies or recreation.
We won’t cover your car if it’s the main way you get around, you use it regularly, or you drive it more than 9,000km a year.
What's included
For you and everyone who drives your car
Accidents
We cover your car in an accident, plus other cars and property if you’re at fault.
Theft & vandalism
We cover your car if it’s stolen, vandalised, or damaged by someone trying to steal it.
Fire, storm & flood
We cover your car if it’s damaged by severe weather1.
Damage to others' property
We cover up to $20 million of damage you cause to other people’s cars or property in an accident.
Help away from home
If your car breaks down over 100km from home, we cover accommodation, towing and a hire car.
Towing
We pay for towing to a repairer or safe place if your car can’t be driven after an event we cover (like an accident).
Not included
There are some things we don’t cover
Main mode of transport
We don’t cover your car if it’s your main way of commuting or you drive it more than 9,000km each year.
Roadside assistance
Get 24/7 help with breakdowns, batteries and more from NRMA*.
Injuries to you or others
Injuries are covered by your mandatory CTP Green Slip.
Policy booklets
For full details including limits, conditions and exclusions, read these policy documents
Looking for a Green Slip to register your car?
With over 90 years’ experience, we know how to protect the things you care about
Earn a Loyalty Discount of up to 25% the longer you’re with us and the more policies you have
Have a question? We can help
If a learner driver uses my car, do I need to list them on my policy?
You don’t need to list them on your policy unless they’re the registered owner of the car. We cover anyone who drives your car, even if they’re not listed.
Who repairs my car if it’s damaged?
If your car’s damaged and we decide it can be repaired, you can have it fixed by a Partner Repairer or by a licensed repairer that you choose.
There are more than 400 Partner Repairers across Australia and we’ll help find one that's convenient for you. We’ll manage the repair process with them so you don’t have to worry.
If you choose someone other than a Partner Repairer, you might need to manage the repair process yourself.
Things you should know
We may not cover you for some severe weather events during an embargo period (which is usually when we know a severe weather event is about to occur). We’ll tell you if there’s an embargo when you purchase your policy.
We don’t cover some personal items like cash, mobile phones or accessories fitted to your vehicle.
If you need help, talk to us. Call 1800 646 605 (8am–8pm, Mon–Fri & 8am–4pm, Sat–Sun)
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