Veteran, Vintage and Classic Car Insurance

Total protection for your pride and joy

Veteran, Vintage and Classic Car Insurance

Which cars are covered?

Veteran, vintage and classic cars have special definitions.

A veteran car was made before 1919.

Vintage cars were made between 1919 and 1930.

Classic cars are at least 15 years old (and need to be recognised by us to be covered).

We can cover cars used for wedding hire, special occasions, hobbies or recreation.

We won’t cover your car if it’s the main way you get around, you use it regularly, or you drive it more than 9,000km a year.

What's included

For you and everyone who drives your car1

For you and everyone who drives your car


We cover your car in an accident, plus other cars and property if you’re at fault.

Theft & vandalism

We cover your car if it’s stolen, vandalised, or damaged by someone trying to steal it.

Fire, storm & flood

We cover your car if it’s damaged by severe weather2.

Damage to others' property

We cover up to $20 million of damage you cause to other people’s cars or property in an accident.

Help away from home

If your car breaks down over 100km from home, we cover accommodation, towing and a hire car.


We pay for towing to a repairer or safe place if your car can’t be driven after an event we cover (like an accident).

Emergency repairs

We pay for repairs you need to make after an event we cover so your car’s secure and safe to drive (up to $500).

Personal items

We cover personal items3 in your car if they’re stolen or damaged in an accident (up to $500).

Windscreen, sunroof & window damage

We cover glass (including tinting) if it’s damaged by a covered event.

See more

Not included

There are some things we don’t cover

Main mode of transport

We don’t cover your car if it’s your main way of commuting or you drive it more than 9,000km each year.

Roadside assistance

Get 24/7 help with breakdowns, batteries and more from NRMA*.

Injuries to you or others

Injuries are covered by your mandatory CTP Green Slip.

Policy booklets

For full details including limits, conditions and exclusions, read these policy documents

Looking for a Green Slip to register your car?

With over 90 years’ experience, we know how to protect the things you care about

Our Partner Repairers’ workmanship is backed by a lifetime guarantee

You could save on your premium with a Loyalty Discount and No Claim Bonus4

man talking on a phone

You can call us anytime 24/7 if you need to make a claim

Have a question? We can help

Things you should know

  1. Cover is subject to standard underwriting guidelines and policy terms. An additional excess applies to drivers under 25 or with less than 2 years’ driving experience.

  2. We may not cover you for some severe weather events during an embargo period (which is usually when we know a severe weather event is about to occur). We’ll tell you if there’s an embargo when you purchase your policy.

  3. We don’t cover some personal items like cash, mobile phones or accessories fitted to your vehicle.

  4. Any applicable discounts may be subject to minimum premiums. Discounts only apply until a minimum premium is reached. When we determine your premium on renewal, we may also limit any increases or decreases in your premium by considering factors such as your previous year’s premium amount. You may not save more with more eligible policies and by staying with us longer if a minimum premium is reached, or we have limited increases or decreases in your premium. 

If you need help, talk to us. Call 1800 646 605 (8am–8pm, Mon–Fri & 8am–4pm, Sat–Sun)

Learn more about who we are and how we’re making a difference