We've been helping Australians for 100 years
Wherever you are in the Northern Territory, you can choose a car insurance policy that suits your vehicle and lifestyle.
Buy your car insurance online and we’ll automatically apply the discount. You’ll get up to 10% off your first year’s premium1. Excludes Classic Car Insurance.
The Northern Territory is famous for its quintessentially Australian landscapes, with vast deserts and icons like Uluru in the south and lush tropical savannas in the north.
Whether you’re someone who travels far and wide or a driver who just wants to run errands in the city, we have a range of car insurance policies for you to choose from.
Explore our Comprehensive Car Insurance, Third Party Fire & Theft Insurance and Third Party Property Damage Insurance.
If you have a different type of vehicle, we also have Motorcycle Insurance, Caravan Insurance, and Classic Car Insurance for classic vehicles.
Whether you’re in metropolitan or regional NT, we’ve got different car insurance options to suit your preferences.
Cover for a wide range of things that can damage or destroy your car, including accidental damage, collision or crash, vandalism, theft, fire and severe weather.
Cover for your car if it's stolen or catches fire, as well as damage to other people's cars and property if you cause an accident.
Cover for damage you cause to other people's cars or property in an accident, as well as damage to your car caused by an uninsured driver2. This doesn’t cover fire or theft.
Specialised cover for your classic car, including cover for accidental damage or loss, fire, theft, vandalism, third party property damage and more.
NRMA Insurance claims data shows the types of incidents behind motor claims in the Northern Territory. Collision and glass damage accounted for the largest shares of claims in FY26, with glass damage representing a slightly larger share than in FY25.5
Collision was the largest motor claim category in our Northern Territory data, accounting for 46% of claims in FY26. This can include incidents such as rear-end collisions, hitting stationary objects or colliding with animals.5
Glass damage was the second-largest motor claim category in the Northern Territory, accounting for 36% of claims in FY26. That’s more than 1 in every 3 claims and can include damage to windscreens, windows and sunroofs.5
Glass damage accounted for 36% of Northern Territory motor claims in FY26, compared with 34% in FY25. This means glass damage represented a slightly larger share of the territory’s motor claim mix in FY26.5
Drivers in the Northern Territory can choose to get car insurance like Comprehensive Car Insurance, which offers the broadest cover. We also offer Third Party Fire & Theft Insurance and Third Party Property Damage.
This is optional, so it’s up to you to choose the level of protection you want for yourself and your vehicle.
Some drivers may choose to get protection for things like damage to their car or to other people’s cars or property.
We offer a range of car insurance options you can choose from with different levels of cover, including Comprehensive Car Insurance, Third Party Fire & Theft Insurance and Third Party Property Damage Insurance.
And that’s not all. For classic cars, there’s Classic Car Insurance, and we even have insurance for other vehicles like caravans and motorcycles.
Comprehensive Car Insurance is optional. It offers a broader range of cover than Third Party Fire & Theft Insurance and Third Party Property Damage Insurance, as third party insurance doesn’t cover your car if you accidentally damage it.
Our Comprehensive Car Insurance covers your car for accidental damage, collision or crash, severe weather, theft, vandalism and malicious acts. It also covers the extras on your car like alloy wheels, sunroofs and even baby seats.
You have various options to choose from for your car insurance in the NT, so you should consider which level of protection would best suit your needs.
For full details including limits, conditions and exclusions, read the policy documents.
According to NRMA Insurance claims data, collision was the largest motor claim category in the Northern Territory in FY26, accounting for 46% of claims. Glass damage was the second largest, accounting for 36% of claims.5
These categories include incidents ranging from collisions with vehicles, animals or objects to damage involving windscreens, windows and sunroofs.
Cover for glass damage depends on the policy you choose. Comprehensive Plus Car Insurance automatically includes no excess for glass-damage-only claims, such as damage to your windscreen, windows or sunroof. If you choose Comprehensive Car Insurance, you may be able to add no excess for glass damage as an optional benefit.
Terms and conditions apply, so check the relevant policy documents to understand your cover.