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How's my NSW CTP Green Slip premium calculated?

Your NSW CTP Green Slip premium is calculated based on a number of factors about you and your vehicle, some of which are set by The NSW State Insurance Regulatory Authority (SIRA) including:

  • The type of vehicle you drive
  • Where your vehicle is garaged

We apply additional risk factors, including:

  • Age of youngest driver using the vehicle
  • Vehicle age
  • Vehicle use (private or commercial)
  • At-fault motor claim in last 2 years
  • Demerit points
  • Years of relationship
  • Other motor vehicle insurance
  • Vehicle safety features e.g. weight, brakes etc

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You can pay for your CTP Green Slip:

  • Online
  • By calling us on 131 144
  • At your local branch
  • By post (complete the payment slip on your policy certificate and send it to NRMA Insurance, Reply Paid 9871, Sydney NSW 2000)

Renewal payments can also be made at your local post office.

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The agreed value is only a one aspect of your policy's premium. As your car ages, the value may decrease but the parts can become more difficult to source in the event of a claim.

There are also other pricing factors that will affect your premium. For more information, please refer to the Premium, Excess & Discount Guide on our policy booklets page.

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The price of your insurance is based on the likelihood of a claim being made on your policy in the future. There are a number of factors we take into account when determining your premium.

We calculate your premium by combining the:

  • Pricing factors (these are different for car and home policies)
  • Policy options
  • Minimum and maximum premium
  • Government charges
  • Any discounts you’re eligible for.

To find out more about how we work out your premium, have a look at our Premium, Excess & Discounts Guide on our policy booklets page.

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Six month NSW CTP Green Slip policies cost more because of an administration fee involved in processing two payments per year rather than one.

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If you're injured in a motor vehicle accident caused by a vehicle with an NRMA NSW CTP Green Slip, we can help you with your recovery and return to work. You may be eligible to claim for:

  • A percentage of any income you've lost (if time off work is required to recover)
  • Reasonable treatment and rehabilitation expenses
  • Commercial attendant care (for help needed around the home)
  • Compensation if a relative passes away
  • Funeral expenses
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If the vehicle is registered in NSW, you can look up the CTP insurer for a vehicle by using Service NSW Check registration

If the vehicle is registered in another state or territory, contact the State Insurance Regulatory Authority (SIRA)

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If you need to pay for your NSW CTP Green Slip renewal more than 42 days before it's due, please call us on 132 132 or visit us at your local branch

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