Single Item Insurance
Control your cover and include only the important things in your home like your phone, laptop, TV and jewellery
Single Item Insurance
How it works
With Insurance 4 That, you pick the items in your home that you want to cover.
From your TV and phone to your furniture and sports equipment, save money by only insuring what’s most important to you.
Get a quote, log in or make a claim at nrma.insurance4that.com.au.
Choose what you want to cover
Electronics, furniture & more
We cover things like tablets, phones, computers, gaming consoles, TVs, cameras and instruments.
Theft from your home
We cover items stolen from your home or damaged in an attempted theft.
Storms & floods
We cover items damaged in a storm or flood at your home1.
We cover damage to your items caused by fire at your home.
Add these when you get a quote
Add cover for damage from unintentional mishaps like spills, knocks and drops, both at home and away.
Theft anywhere in Australia
Optional cover for items if they’re stolen anywhere in Australia, not just your home.
There are some things we don't cover
We don’t cover damage caused by lightning unless you add Accidental damage cover.
We don’t cover accidentally broken glass in furniture unless you add Accidental damage cover.
We don’t cover others deliberately damaging your things.
We don't cover damage caused by animals.
For full details including limits, conditions and exclusions, read these policy documents
Looking to cover everything, not just a few items?
Things you should know
Storm means violent wind, cyclone, tornado, thunderstorm, hail, rain, snow or dust – but not persistent rain only. We don’t cover damage from storm surge which is an abnormal increase in sea level caused by a cyclone or severe storm.
Any applicable discounts may be subject to minimum premiums. Discounts only apply until a minimum premium is reached. When we determine your premium on renewal, we may also limit any increases or decreases in your premium by considering factors such as your previous year’s premium amount.
Make changes to your policy or start a claim at Insurance 4 That.
If you need some help or want to talk about your policy, get in touch.