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Use promo code BUSINESS
Offer ends 6 December 2026. T&Cs apply. Policy must be held for a minimum of 30 days from making the first complete payment.^
Buy a new eligible business insurance policy before 6 December 2026 and use the promo code BUSINESS and you can get a $150 Virtual Visa Gift Card^ to use at retailers that accept Virtual Visa gift cards.
You can get a quote online, talk to us via web chat, or call us on 132 818.
Gift Card offer ends 6 December 2026. Promo code BUSINESS must be applied to be eligible for the Gift Card offer. Policy must be held for a minimum of 30 days from making the first complete payment. Read the full terms and conditions for the Gift Card offer.
Purchase a new eligible business insurance policy online, over the phone or at a branch from 19 October to 6 December 2026.
Apply the promo code BUSINESS in the promo code field on the quote page online, or mention the promo code via web chat, over the phone or at the branch or agency.
Make your first policy payment by the payment due date on your Certificate of Insurance. You’ll receive an email within 45 days to claim your $150 Visa Gift Card.^
Because every business is different, choose from a range of available cover options to build a policy that suits the way yours operates.
Remember to always read the Product Disclosure Statement (PDS) for all the ins and outs.
Helps cover your business for compensation claims and costs if your business is found liable for causing injury or property damage to a third party.2
This cover can help with compensation claims if your business vehicle, such as a van, ute or light truck, accidentally causes damage to someone else’s property in an accident. Depending on the cover you choose, it can also help protect your vehicle against accidents, theft and damage.2
Give advice or provide a service? Professional Indemnity insurance is a standalone cover that can help protect your business if a mistake, error or omission leads to a client’s financial loss, including legal costs and damages.3
Covers insured property like your tools, professional equipment and devices if they’re accidentally damaged or stolen in a break‑in at your home, business premises or a job site.2
If an accident or illness covered by the policy stops you from doing your regular work, this cover can provide a weekly benefit, or a lump sum for certain permanent injuries, like sight or hearing loss.2
Covers insured property — like buildings, contents and stock — if it’s damaged by fire, storms or other covered events.2
Worried about security and unwanted visitors? Help protect your business against lost or damaged stock or insured business contents from break-ins.2
Covers breakage to things like your shopfront windows, glass shelving and display cabinets.2
Protect your business’s money, if it’s lost, damaged or stolen, whether it’s in transit, in a safe on your premises, or kept at home.2
Can help cover the cost of professional fees if your business is audited by the Australian Tax Office (ATO) so you can get support preparing and responding to the ATO.2
Helps cover your office’s tech and gadgets against sudden, unforeseen damage from specified events like fire, storms, floods and theft.2
If your business can’t trade after an insured event like a fire or storm, this cover can help with lost income and ongoing costs like rent or wages, while you get back on your feet.2
Helps protect specified business machinery if it suddenly breaks down due to an unexpected electrical or mechanical fault.2
Helps protect your business against direct loss of money or goods caused by employee fraud, embezzlement or dishonesty.2
Choose the cover that suits your business and spread the cost with monthly instalments
For support you can count on, chat with our Australian-based Business Insurance specialists
Contact us by phone, web chat, at a branch or via our claims helpline
Businesses come in many shapes and sizes. That's why we offer cover for many industries and occupations.
Get cover for the tools of your trade, your vehicles and more.
Help protect your business with Public Liability Insurance and Professional Indemnity Insurance.
Explore cover options for your retail business.
Get cover for your business in the hospitality industry.
Explore cover options to help protect your health and medical businesses.
Business insurance to help protect you during domestic service or repair work.
Whether you’re working for yourself, growing a team or scaling up, our cover can help support you.
From sole traders like tradies, freelancers and home-based businesses, to small and medium businesses such as cafés, retail shops, salons, or professional and domestic services, we can help you find cover that fits how you work and where your business is heading.
Access your business insurance online account to request your Certificate of Currency, download policy documents and make online payments, all in one place.
The Virtual Visa Gift Card offer is available from 12am AEDT 19 October to 11:59pm AEDT 6 December 2026.
When you get your quote online, click on I have a promo code near the top of the quote page under your quoted premium price. This will open a pop-up box where you must enter and apply the promo code BUSINESS in the allocated field.
If you get a quote over the phone, via web chat or at a branch, mention the promo code BUSINESS to your consultant to participate in the Offer.^
If you satisfy all the entry requirements, you’ll receive an email from support@nrma.iag-rewards.com within 45 days after making your first complete policy payment to confirm that you have qualified for the Virtual Visa Gift Card Offer.^ This email will include a unique claim code and instructions on how to claim your $150 Virtual Visa Gift Card. A valid email address must be provided.
You can use your Virtual Visa Gift Card in person, online and over the phone at retailers that accept the Virtual Visa Gift Card.
^ The Virtual Visa Gift Card Offer applies in conjunction with the purchase of a new NRMA Business Insurance, NRMA Professional Indemnity Insurance or NRMA Information and Communications Technology Liability Insurance policy taken out online, over the phone or at a branch between 12am AEDT 19 October and 11:59pm AEDT 6 December 2026. Promo code BUSINESS must be applied to be eligible for this Offer. Policy must be paid for by the policy due date, and cannot be cancelled within 30 days after making the first complete payment. A valid email address must be provided. Virtual Visa Gift Cards can be used in person, online and/or over the phone at retailers that accept the Virtual Visa Gift Card. Offer will not be applied to any renewal of your policy. See the full terms and conditions for the Gift Card Offer.