Is my house covered for storm damage?

There are a number of statutory laws in each state or territory that apply when understanding who's responsible for the repair or replacement of damaged dividing fences. You'll be covered for the costs that are your responsibility under the relevant law.

In NSW: https://www.legalaid.nsw.gov.au/

In QLD: http://www.qld.gov.au/law

In the ACT: https://www.accesscanberra.act.gov.au/

In TAS: www.legalaid.tas.gov.au

In SA: http://www.lawhandbook.sa.gov.au/

In WA: http://www.commerce.wa.gov.au/

In the NT: https://nt.gov.au/

We consider a defined event to be an event which causes loss, destruction or damage to your insured property. They include, but are not limited to the following:

• fires
• lightning
• storms
• vandalism
• malicious damage

For information about what to do before, during and after a cyclone, storm, flood or bushfire to protect your home and belongings visit our severe weather page.

We offer market value policies for cars that have pre-existing hail damage providing that they're in registrable condition.

You can find more information on market value policies by visiting our car insurance page.

We can only provide cover once your home is ready to be moved into.

Up until then your home should be covered under construction insurance.

We cover damage caused by water leaking or escaping from:

• House gutters
• Pipes and drainpipes
• Baths and toilets
• Appliances (such as washing machines and dishwashers)
• Aquariums
• Water tanks
• Swimming pools.

Read the Product Disclosure Statement (PDS) on our policy booklets page for more information.

If you live in a house that's a share house you can either take out a policy as a group and all be listed on the policy or you can take out your own policy.

We only provide cover for the contents that are owned by the people that are listed on the policy. The amount you want to insure for should represent those items.

Yes, you're covered under Home Buildings Insurance for the reasonable costs of temporary accommodation for you, your family and your pets if we agree you can't live in your home.

If you're a tenant and have a Home Contents policy with us, we'll cover reasonable extra rent costs for your temporary accommodation.