We've been helping Australians for 100 years

Get free MYOB for 12 months with a new business insurance policy^

Get help staying on top of your business admin when you protect your business with us. Take out an eligible NRMA Business Insurance policy and enjoy a 12 month free subscription to MYOB to help simplify invoicing, expenses and day to day admin.^

A little extra help from NRMA Insurance

If you’re looking for insurance for your business, you could enjoy a little help from us when you take out your new eligible NRMA Business Insurance Policy.

Buy a new eligible business insurance policy before 5 October 2026 to get a free MYOB base subscription for 12 months – remember that you’ll need to be opted in to receiving marketing from NRMA Insurance, so we can email you with details on how to access the offer. Terms and Conditions apply.

Choose which subscription suits your needs:

  • Solo is for sole operators who want an app to manage admin, banking and payments in-one-place.
  • Lite is for small businesses with up to two employees who want simple but powerful tools to manage cash flow, automate admin, and stay compliant.
  • Pro is for growing businesses with three or more employees who need more powerful tools to streamline admin, stay compliant and scale with confidence.

You can get a quote online, talk to us via web chat, or call us on 131 818.

How to redeem your free MYOB base subscription for 12 months

Step 1

Purchase a new eligible business insurance policy online, over the phone or at a branch before 5 October 2026.

Step 2

Remember that you’ll need to be opted in to marketing consent with NRMA Insurance, so we can email you with details on how to access the MYOB offer.

Consent to marketing material on the ‘Contact business details’ page online, consent to marketing via web chat, over the phone or at the branch or agency.

Step 3

You’ll receive an email after you have purchased your policy with instructions and a link to sign up to the plan that suits your business needs.

Step 4

Choose the MYOB base subscription that suits your business needs and follow the signup process.

What industries does NRMA Insurance cover?

Businesses come in many shapes and sizes. That's why we offer cover for many industries and occupations.

Get cover for the tools of your trade, your vehicles and more.
 

  • Carpenters
  • Handyman services
  • Electricians
  • Painters
  • Lawn mowing services
  • Tilers

Help protect your business with Public Liability Insurance and Professional Indemnity Insurance.
 

  • Accountants
  • Graphic designers
  • Architects
  • Surveyors
  • Consultants

Explore cover options for your retail business.
 

  • Hairdressers
  • Market stall owners
  • Bookshop owners
  • Bakers
  • Butchers
  • Clothing retailers

Get cover for your business in the hospitality industry.
 

  • Restaurant owners
  • Cafe operators
  • Takeaway shop owners 
  • Catering professionals
  • Mobile food vendors
  • Coffee cart operators

Explore cover options to help protect your health and medical businesses.
 

  • Dentists
  • Physiotherapists
  • Psychologists
  • Dietitians
  • Massage therapists
  • Beauty therapists

Business insurance to help protect you during domestic service or repair work.
 

  • Cleaners
  • Handyman
  • Landscapers
  • Gardeners
  • Pet groomers

Business insurance options for your business

Because every business is different, choose from a range of available cover options to build a policy that suits the way yours operates.

Remember to always read the Product Disclosure Statement (PDS) for all the ins and outs.

Public Liability Insurance

Helps cover your business for compensation claims and costs if your business is found liable for causing injury or property damage to a third party.2

Commercial Motor Vehicle Insurance

This cover can help with compensation claims if your business vehicle, such as a van, ute or light truck, accidentally causes damage to someone else’s property in an accident. Depending on the cover you choose, it can also help protect your vehicle against accidents, theft and damage.2

Professional Indemnity Insurance

Give advice or provide a service? Professional Indemnity insurance is a standalone cover that can help protect your business if a mistake, error or omission leads to a client’s financial loss, including legal costs and damages.3

Portable Property

Covers insured property like your tools, professional equipment and devices if they’re accidentally damaged or stolen in a break‑in at your home, business premises or a job site.2

Personal Accident and Illness

If an accident or illness covered by the policy stops you from doing your regular work, this cover can provide a weekly benefit, or a lump sum for certain permanent injuries, like sight or hearing loss.2

Property

Covers insured property — like buildings, contents and stock — if it’s damaged by fire, storms or other covered events.2

Theft

Worried about security and unwanted visitors? Help protect your business against lost or damaged stock or insured business contents from break-ins.2

Glass

Covers breakage to things like your shopfront windows, glass shelving and display cabinets.2

Money

Protect your business’s money, if it’s lost, damaged or stolen, whether it’s in transit, in a safe on your premises, or kept at home.2

Tax Investigation

Can help cover the cost of professional fees if your business is audited by the Australian Tax Office (ATO) so you can get support preparing and responding to the ATO.2

Computer and Electronic Equipment

Helps cover your office’s tech and gadgets against sudden, unforeseen damage from specified events like fire, storms, floods and theft.2

Business Interruption

If your business can’t trade after an insured event like a fire or storm, this cover can help with lost income and ongoing costs like rent or wages, while you get back on your feet.2

Machinery

Helps protect specified business machinery if it suddenly breaks down due to an unexpected electrical or mechanical fault.2

Employee Dishonesty

Helps protect your business against direct loss of money or goods caused by employee fraud, embezzlement or dishonesty.2

Why choose NRMA Business Insurance?

Pay monthly at no extra cost

Choose the cover that suits your business and spread the cost with monthly instalments

Local experts

For support you can count on, chat with our Australian-based Business Insurance specialists

We're here to help

Contact us by phone, web chat, at a branch or via our claims helpline

Business insurance for businesses of all sizes

Whether you’re working for yourself, growing a team or scaling up, our cover can help support you.

From sole traders like tradies, freelancers and home-based businesses, to small and medium businesses such as cafés, retail shops, salons, or professional and domestic services, we can help you find cover that fits how you work and where your business is heading.

FAQs

Frequently Asked Questions

The MYOB offer is available from 12am AEST 24 August 2026 to 11:59pm AEDT 5 October 2026.

You have until 11:59pm AEDT on 31 December 2026 to redeem the offer.

When you purchase your policy online and you get to the ‘contact-business-details’ page, ensure that there is a tick to receive promotional material to receive the offer. If there is no tick or you have not opted in to receiving marketing from NRMA Insurance, you will not be eligible for the offer.

You can also consent to marketing via web chat, over the phone or at the branch or agency.

Payment details are needed to set up your subscription, but you won’t be charged during your first 12 months. Your details will only be used for renewal after the offer ends, unless you cancel before your renewal date.

Once you have purchased an eligible NRMA Business Insurance policy, you’ll receive an email from nrma@edm.nrma.com.au. This email will contain a link and instructions to redeem your offer on the MYOB plan that suits your business needs.

Choose from Solo if you’re a sole operator, Lite if you’re a small business with up to two employees, or Pro if you’re a growing business with more complex needs and multiple employees.

Pick the subscription that suits your business needs.

After the 12 month expiry period your MYOB Product subscription will auto-renew for a further 12 months period and you will be charged using the nominated direct debit method linked to your account, unless you cancel in accordance with the MYOB Business product terms of use or the Solo by MYOB product terms of use.

Yes. There are two ways to move your data to MYOB.

Option 1: Manage your own move

See MYOB’s step-by-step guides:

Option 2: Get help moving from Reckon, QuickBooks or Xero to MYOB

With the help of MMC Convert. Have your data securely migrated from your current accounting software to MYOB. Plus, MYOB will cover the cost to migrate data from the current and previous financial year. Find out more information on making the move.

Things you should know

^ Free 12‑month base subscription of Solo by MYOB, MYOB Business Lite or MYOB Business Pro. This offer is available from 12am AEST on Monday 24 August 2026 until 11:59pm AEDT on Monday 5 October 2026. This offer is only available to NRMA Business Insurance customers who purchase a new eligible Business Insurance policy during the offer period and existing NRMA Business Insurance customers who hold an eligible Business Insurance policy during the offer period. Farm Insurance and Motor Trade Insurance are excluded. To be eligible, the customer must be a new or returning MYOB customer. To access the offer, customers must sign up via the link provided by NRMA Insurance. NRMA Insurance may contact customers by email and/or SMS relating to the administration, redemption and fulfilment of this offer. After the 12‑month subscription period ends, MYOB’s standard subscription fees will apply. Use of premium MYOB features may incur extra charges. This offer is not transferable and cannot be used in conjunction with MYOB’s 30‑day free trial or any other MYOB offers. See full terms and conditions of the offer.
 

  1. You can save up to 10% on the ‘base premium’ for the first year when you purchase an eligible new NRMA Business Insurance policy online. The base premium is the premium we have calculated but does not include any government or statutory charges. Any discounts only apply until you reach a minimum premium, so your discount might be limited by the minimum premium (in which case the discount applied may be significantly below the maximum advertised discount). If your base premium is $220 (the minimum base premium for NRMA Business Insurance) you will not receive a discount under this Business Insurance Online Offer. This offer is available on eligible products only, excludes Motor Trade Insurance, Professional Indemnity Insurance, Information and Communications Technology Liability Insurance. The offer may be withdrawn at any time and is subject to its full terms and conditions. When we calculate your premium on renewal, we may limit any increases or decreases in your renewal premium by considering factors like your previous year’s premium. Cover is subject to standard underwriting and policy terms.

  2. Terms, conditions, limits and exclusions apply. See the relevant Product Disclosure Statement for further details. When you buy online, Public Liability Insurance is automatically included in your policy. If you do not require this cover, please contact your local business insurance specialist.

  3. Professional Indemnity Insurance is a standalone product for eligible occupations and businesses and cannot be combined with other NRMA Business Insurance covers. You apply for and purchase this cover separately from other business insurance products. Terms, conditions, limits and exclusions apply. See the relevant Product Disclosure Statement for further details.